El Salvador’s micro and small enterprises (MSEs) are a very important sector with high participation in the economy, playing a dominant role in generating employment and fighting poverty. Aiming to contribute to the development of this sector, ASEI established its Credit Program in 1993, and from then until now has been committed to being an efficient and profitable financial intermediary.

Our program is directed to the micro enterprise sector, considering one-person production units up to 10 employees including the owner.

Our sponsors, our regional offices and our community banks make it possible for ASEI’s services to reach the 14 departments nationwide.

Urban and rural coverage assist the following economic sectors:

Productionn
Comerce
Services

Qualifications for Becoming a Group Member

Age: 18 - 65 years

Having your own business

Be honest, honorable and have  good conduct

Being a member of the Community Bank

Living in the same community where the community bank is allocated

Provide the minimum amount of U.S.$10.00 as initial savings

Attend weekly payment meetings

Become a member of a  group where there are no first and second degree relatives (parent-child) siblings and first affinity (in-law-daughter-in-law).